Mortgage Applications Fall 7% as Rates Hold Above 7%: What Phoenix Buyers Can Do With It

Published on: 10/27/2026

Purchase applications fell 7% in one week and sit 18% below last year with the 30 year at 7.41%. What that means for Scottsdale and Phoenix buyers, the payment math, and where the leverage is. Pillar Mortgage Group.

Small Balance Refinance in Arizona 2026: When a Small Loan Is Worth Refinancing

Published on: 09/29/2026

Refinance closing costs do not shrink with your loan. On $150,000 at 8.25%, break even is about 38 months. See the numbers for Scottsdale and Phoenix homeowners. Pillar Mortgage Group.

2027 Conforming Loan Limit in Arizona: What the $845,000 Early Number Means

Published on: 09/29/2026

Rocket Mortgage set an early 2027 conforming limit of $845,000. Here is what it means for Scottsdale and Phoenix buyers whose loan sits near the line, and what to ask. Pillar Mortgage Group.

Best Time to Buy a House in Arizona 2026: What the Fall Window Actually Saves You

Published on: 09/08/2026

The best time to buy a house in Arizona is late September through October, before winter visitor demand arrives. NAR data puts fall about 5 percent under the June peak, but the West is the region least affected by seasonality. Pillar Mortgage Group, NMLS #2700076.

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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